[{"data":1,"prerenderedAt":-1},["ShallowReactive",2],{"quiz:living-jisha-de-kau-quiz":3,"quiz-article-index":174},{"quizId":4,"title":5,"titleEn":-1,"topicPath":6,"questions":7},"living-jisha-de-kau-quiz","外国人の持ち家購入 確認テスト","living-in-japan",[8,36,59,82,105,128,151],{"id":9,"articleId":10,"question":11,"options":14,"correctLabel":20,"explanation":31,"tags":34},"q1-legal-ownership","living-jisha-de-kau",{"en":12,"jp":13},"Which most accurately describes foreign nationals' real estate ownership rights in Japan?","日本における外国人の不動産所有権について、最も正確な記述はどれですか？",[15,19,23,27],{"label":16,"jp":17,"en":18},"ア","永住権を持たない外国人は土地を所有できず、建物のみ購入可能である。","Foreigners without permanent residency cannot own land and may only purchase buildings.",{"label":20,"jp":21,"en":22},"イ","在留資格や国籍に関係なく所有権を取得でき、観光ビザ滞在者でも現金一括なら購入可能である。","Ownership can be acquired regardless of residence status or nationality; even tourist-visa holders can buy with an all-cash purchase.",{"label":24,"jp":25,"en":26},"ウ","外国人は日本人配偶者がいる場合に限り不動産を所有できる。","Foreigners can only own real estate if they have a Japanese spouse.",{"label":28,"jp":29,"en":30},"エ","外国人による不動産購入には総務省への事前許可が必要である。","Foreign real estate purchases require prior approval from the Ministry of Internal Affairs.",{"en":32,"jp":33},"Japan generally imposes no nationality restrictions on ownership of land or buildings, so non-resident foreigners can also buy and register property. The 2021 Important Land Investigation Act only added notification duties in security-sensitive areas and has limited impact on the general housing market. Note that financing (mortgages) and ownership are separate issues.","日本では土地・建物の所有権に国籍制限が原則なく、非居住外国人でも購入・登記が可能です。2021年の重要土地等調査法は安全保障上重要なエリアでの届出義務を課したのみで、一般住宅市場には影響が限定的です。融資（住宅ローン）と所有権は別問題である点が重要。",[35],"法的所有権",{"id":37,"articleId":10,"question":38,"options":41,"correctLabel":24,"explanation":54,"tags":57},"q2-loan-requirement",{"en":39,"jp":40},"What do megabanks (MUFG, Mizuho, SMBC) effectively require, in principle, from foreign borrowers applying for a mortgage?","メガバンク（三菱UFJ・みずほ・三井住友）が外国人借主に対して原則として住宅ローンの実質条件としているのは何ですか？",[42,45,48,51],{"label":16,"jp":43,"en":44},"日本での3年以上の居住実績","At least three years of residence in Japan",{"label":20,"jp":46,"en":47},"年収1,000万円以上","Annual income of 10 million yen or more",{"label":24,"jp":49,"en":50},"永住権の保有","Holding permanent residency",{"label":28,"jp":52,"en":53},"日本国籍への帰化申請中であること","Having an active application for Japanese naturalization",{"en":55,"jp":56},"Megabanks generally require permanent residency. Loans may be approved on a case-by-case basis for applicants with a Japanese spouse or who meet criteria such as 5+ years of residence, 3+ years of continuous employment, and 5M+ yen annual income, but permanent residency is the de facto standard. Even foreigner-friendly online banks like Sony Bank and SBI Shinsei Net Bank generally require permanent residency.","メガバンクは原則として永住権保有を必須条件としています。配偶者が日本人である場合や在留期間5年以上・勤続3年以上・年収500万円以上などの条件を満たす場合に個別審査で融資が下りるケースもありますが、永住権が標準的な実質条件です。ソニー銀行・住信SBIネット銀行など外国人に比較的寛容なネット銀行でも永住権必須が原則です。",[58],"住宅ローン要件",{"id":60,"articleId":10,"question":61,"options":64,"correctLabel":20,"explanation":77,"tags":80},"q3-down-payment",{"en":62,"jp":63},"What is the typical down-payment level banks require from foreign borrowers taking out a mortgage?","外国人借主が住宅ローンを組む際、銀行が要求する頭金の標準的な水準として最も適切なのはどれですか？",[65,68,71,74],{"label":16,"jp":66,"en":67},"物件価格の5%程度（フルローンが一般的）","About 5% of the property price (full loans are common)",{"label":20,"jp":69,"en":70},"物件価格の20〜30%","20–30% of the property price",{"label":24,"jp":72,"en":73},"物件価格の50%以上","50% or more of the property price",{"label":28,"jp":75,"en":76},"物件価格の100%（全額現金）","100% of the property price (all cash)",{"en":78,"jp":79},"For Japanese borrowers, 20% is the standard, with full loans (zero down) or 10% down also possible. Foreign borrowers face stricter terms, typically 20–30%. Flat 35 offers a 0.26% rate reduction for down payments of 10% or more.","日本人借主の場合は20%が標準で、最近はフルローン（頭金ゼロ）や10%頭金も可能ですが、外国人借主に対してはより厳しい要件として20〜30%が適用されることが多いです。フラット35では頭金10%以上で金利が0.26%引き下げられる優遇制度もあります。",[81],"頭金相場",{"id":83,"articleId":10,"question":84,"options":87,"correctLabel":20,"explanation":100,"tags":103},"q4-closing-costs",{"en":85,"jp":86},"Which most accurately describes closing costs (shohiyou) when buying real estate in Japan?","日本で不動産を購入する際の諸費用（closing costs）について、最も正確な記述はどれですか？",[88,91,94,97],{"label":16,"jp":89,"en":90},"物件価格の1〜2%程度に収まり、頭金以外の追加現金はほぼ不要である。","They stay within 1–2% of the property price, so almost no additional cash beyond the down payment is required.",{"label":20,"jp":92,"en":93},"物件価格の6〜10%に達し、仲介手数料（3%+6万円+消費税）・登記費用・印紙税・ローン保証料・火災保険などで構成される。","They reach 6–10% of the property price and include the brokerage fee (3% + 60,000 yen + consumption tax), registration fees, stamp duty, loan guarantee fees, and fire insurance.",{"label":24,"jp":95,"en":96},"全額が住宅ローンに含まれるため、別途現金で用意する必要はない。","They are entirely included in the mortgage, so no separate cash is needed.",{"label":28,"jp":98,"en":99},"不動産取得税のみが発生し、その他の費用は売主負担となる。","Only the real estate acquisition tax applies; all other costs are borne by the seller.",{"en":101,"jp":102},"Closing costs reach 6–10% of the property price. Main items are the brokerage fee (capped by law at 3% + 60,000 yen + consumption tax), registration fees (title transfer + mortgage lien + judicial scrivener fees totaling 200,000–400,000 yen), stamp duty, real estate acquisition tax, loan guarantee fee (around 2% of the loan), and fire insurance. These must be prepared in cash separately from the down payment.","諸費用は物件価格の6〜10%に達します。主な項目は仲介手数料（宅建業法上の上限は3%+6万円+消費税）、登記費用（所有権移転+抵当権設定+司法書士報酬で20〜40万円）、印紙税、不動産取得税、住宅ローン保証料（借入額の2%前後）、火災保険料です。頭金とは別に手元に用意する必要があります。",[104],"諸費用",{"id":106,"articleId":10,"question":107,"options":110,"correctLabel":16,"explanation":123,"tags":126},"q5-flat35",{"en":108,"jp":109},"Which feature of Flat 35 is especially important for foreign residents?","フラット35の特徴として、外国人にとって特に重要な点はどれですか？",[111,114,117,120],{"label":16,"jp":112,"en":113},"永住権なしでも一定条件を満たせば利用可能な全期間固定金利型住宅ローンである。","It is a fully fixed-rate mortgage usable without permanent residency if certain conditions are met.",{"label":20,"jp":115,"en":116},"民間銀行よりも常に金利が低く、変動金利型より有利である。","It always has lower rates than private banks and is more favorable than variable-rate loans.",{"label":24,"jp":118,"en":119},"利用には日本国籍が必須であり、外国人は申し込めない。","Japanese nationality is required and foreigners cannot apply.",{"label":28,"jp":121,"en":122},"最長10年の短期固定金利ローンで、新築マンションのみ対象である。","It is a short-term fixed-rate loan of up to 10 years, available only for newly built condos.",{"en":124,"jp":125},"Flat 35 is a fully fixed-rate mortgage of up to 35 years provided by JHF in partnership with private lenders, and foreigners can use it if they meet conditions like stable income and either permanent\u002Fspecial-permanent residence or a work visa plus confirmed intent to settle. 2024 rates of 1.8–2.0% are higher than variable rates, but the locked-in 35-year rate and flexible underwriting make it an important option for foreigners.","フラット35は住宅金融支援機構が民間金融機関と提携して提供する最長35年の全期間固定金利型住宅ローンで、永住権なしでも一定条件（安定継続収入・永住者または特別永住者・または就労ビザ+定住意思の確認）を満たせば外国人も利用可能です。2024年の金利は1.8〜2.0%台と変動金利より高めですが、35年間金利が変わらない安心感と審査基準の柔軟性が外国人にとって重要な選択肢となっています。",[127],"フラット35",{"id":129,"articleId":10,"question":130,"options":133,"correctLabel":24,"explanation":146,"tags":149},"q6-property-tax",{"en":131,"jp":132},"Which most accurately describes the fixed asset tax (kotei-shisan-zei) charged annually on real estate in Japan?","日本で不動産を所有した場合に毎年課税される固定資産税について、最も正確な記述はどれですか？",[134,137,140,143],{"label":16,"jp":135,"en":136},"購入時に一度だけ支払えばよく、毎年の負担はない。","It is paid only once at purchase and there is no annual burden.",{"label":20,"jp":138,"en":139},"国税であり、税務署に申告して支払う。","It is a national tax declared and paid at the tax office.",{"label":24,"jp":141,"en":142},"標準税率は評価額の1.4%で、市街化区域では都市計画税（0.3%）も追加され、市区町村（都内は都税）から課税される。","The standard rate is 1.4% of the assessed value, with an additional city planning tax (0.3%) in urbanization-promotion zones, levied by the municipality (or the Tokyo Metropolitan Government within the 23 wards).",{"label":28,"jp":144,"en":145},"外国人所有者には課税されず、日本人所有者のみが対象である。","It is not levied on foreign owners — only on Japanese owners.",{"en":147,"jp":148},"The fixed asset tax is a local tax levied each year on owners as of January 1 by the municipality (the Tokyo Metropolitan Government for the 23 wards), at a standard 1.4% of the assessed value (about 70% of the published land price). Properties in urbanization-promotion zones also pay a city planning tax (standard 0.3%); together they are called \"ko-to-zei.\" A family condo in Tokyo (around 80M yen) typically incurs 150,000–250,000 yen per year, paid in four installments or in one lump sum. New builds get a 50% reduction for the first five years, and small residential lots (200 m² or less) qualify for substantial reductions.","固定資産税は毎年1月1日時点の所有者に対し市区町村（東京23区は都税）から課税される地方税で、標準税率は評価額（公示地価の約70%）の1.4%です。市街化区域の物件には都市計画税（標準税率0.3%）も追加され、合わせて「固・都税」と呼ばれます。都内のファミリー向けマンション（8,000万円程度）で年間15〜25万円が標準で、年4回に分割（または一括）で支払います。新築には当初5年間の半額軽減措置や、小規模住宅用地（200平方メートル以下）には大幅な減額特例があります。",[150],"固定資産税",{"id":152,"articleId":10,"question":153,"options":156,"correctLabel":24,"explanation":169,"tags":172},"q7-contract-flow",{"en":154,"jp":155},"In the property purchase flow, what role does the shiho-shoshi (judicial scrivener) play most accurately?","不動産購入の契約フローにおいて、「司法書士」が果たす役割として最も正確なのはどれですか？",[157,160,163,166],{"label":16,"jp":158,"en":159},"物件の現地調査と価格査定を行い、購入価格の妥当性を判断する。","Inspecting the property on-site and appraising it to judge whether the price is appropriate.",{"label":20,"jp":161,"en":162},"住宅ローンの審査を実施し、借入可能額を決定する。","Conducting the mortgage underwriting and deciding the loan amount.",{"label":24,"jp":164,"en":165},"決済時に所有権移転登記と抵当権設定登記を法務局に申請する国家資格保有者である。","A nationally licensed professional who, at settlement, files the title transfer and mortgage-lien registrations with the Legal Affairs Bureau.",{"label":28,"jp":167,"en":168},"売主と買主の間に入って物件を仲介し、仲介手数料を受け取る。","Acting as a broker between seller and buyer and collecting a brokerage fee.",{"en":170,"jp":171},"A shiho-shoshi (judicial scrivener) is a nationally licensed specialist in registration procedures who files the title transfer and mortgage-lien registrations with the Legal Affairs Bureau at settlement. They are often introduced by the bank but can also be hired directly. Brokering is handled by licensed real estate agents, underwriting by the bank, and valuations by real estate appraisers.","司法書士は登記手続きの国家資格保有者で、決済・引渡し時に所有権移転登記と抵当権設定登記を法務局に申請します。銀行が紹介する場合が多いですが、個別に依頼することも可能です。物件の仲介は宅建業者・宅建士、ローン審査は銀行、価格査定は不動産鑑定士などが担当します。",[173],"契約フロー",{"culture-anime-studio-ghibli":175,"culture-bonsai-art":179,"tech-cybozu-kintone-no-code":183,"living-denki-gas-suidou":187,"tech-gree-mobile-game-ops":191,"culture-green-tea-types":195,"living-gym-fitness":199,"living-internet-hikari":203,"living-jisha-de-kau":207,"exam-jlpt-n3-grammar":210,"exam-jlpt-n3-vocab":214,"bj-job-gata-koyou":218,"culture-kabuki-noh-bunraku":222,"bj-karoushi-hatarakikata":226,"living-keitai-mobile-plan":230,"living-konbini-atm-banking":234,"living-kosodate-hoiku":238,"culture-nihon-teien":242,"bj-nomikai-survival":246,"tech-pixiv-image-cdn":250,"culture-sake-shochu":254,"bj-sankyu-ikukyu":258,"tech-sansan-eight-platform":262,"culture-shichi-go-san":266,"bj-shukatsu-shinsotsu":270,"tech-smartnews-recommendation":274,"bj-taishoku-todoke":278,"bj-telework-policy":282,"bj-tenshoku-resume":286,"tech-yahoo-japan-search":290,"culture-anime-business":294,"exam-ap":298,"exam-aws-japan":302,"law-chosakuken":306,"tech-cookpad-recipe-search":310,"tech-cybozu-kintone-api":314,"tech-dena-observability":318,"law-denshi-chouho":322,"tech-digital-cho-cloud":326,"exam-fe":330,"tech-freee-accounting":334,"law-furiransu-hou":338,"law-harassment":342,"tech-hatena-mackerel":346,"bj-hourensou":350,"bj-hyouka-mendan":354,"law-invoice":358,"exam-it-passport":362,"culture-izakaya":366,"culture-j-league":370,"culture-jinja-tera":374,"exam-jlpt-n1-dokkai":378,"exam-jlpt-n2-business":382,"bj-kaigi-manner":386,"living-kakutei-shinkoku":390,"bj-keigo-kihon":394,"law-keihin-hyouji":398,"living-kenkou-hoken":402,"living-kosei-nenkin":406,"tech-line-llmops":410,"tech-line-streaming":414,"living-chintai-keiyaku":418,"living-eijuken":422,"living-engineer-visa":426,"living-ginkou-koza":430,"living-hikkoshi-checklist":434,"living-koudo-senmon":438,"culture-matsuri":442,"bj-meishi-koukan":446,"tech-mercari-merpay-id":450,"tech-mercari-microservices":454,"tech-mf-multitenant":458,"bj-nemawashi-ringi":462,"living-nenmatsu-chousei":466,"bj-1on1":470,"bj-online-kaigi":474,"culture-onsen":478,"culture-pro-baseball":482,"culture-ramen":486,"tech-recruit-data-platform":490,"law-roukikihou-kihon":494,"culture-sado":498,"culture-sandou":502,"culture-seasonal-events":506,"exam-sg":510,"bj-shagai-mail":514,"bj-shanai-mail":518,"culture-sumo":522,"culture-sushi":526,"culture-washoku":530,"law-yuukyuu-kyuuka":534,"kjh-k1-h04-anzen-kanri":538,"bill-one-auth":542,"contract-one-vision":546,"kjh-k1-h04-daisan-sha-teikyou":550,"eight-web-renewal":554,"kjh-k1-h04-gaikoku-kiroku":558,"kjh-k2-h04-gijutsu-jisshi":562,"kjh-k2-h04-gijutsu-kiso":566,"kjh-k1-h01-hotaikei":570,"kjh-k1-h06-hoyu-data":574,"kjh-k1-h07-kamei-kakou":578,"kjh-k1-h05-kanren-joho":582,"kjh-k1-h02-kihon-rinen":586,"kjh-k1-h09-jikkousei":590,"kjh-k1-h10-gyousei":594,"kjh-k1-h11-my-number-hogo":598,"kjh-k1-h11-my-number-sousoku":602,"kjh-k2-h01-guideline":606,"kjh-k2-h01-security-kiso":610,"kjh-k2-h02-anzen-kanri-sochi":614,"kjh-k2-h02-soshiki-kiso":618,"kjh-k2-h03-office":622,"kjh-k1-h03-riyou-mokuteki":626,"sansan-data-intelligence":630,"sansan-engineer-team-infra":634,"sansan-honne-15":638,"sansan-interview-110":642,"sansan-interview-126":646,"sansan-interview-127":650,"sansan-interview-130":654,"sansan-interview-40":658,"sansan-oyaco":662,"kjh-k1-h03-tekisei-shutoku":666,"kjh-k1-h08-tokumei-kakou":670},{"articleId":176,"path":177,"title":178},"culture-anime-studio-ghibli","\u002Farticles\u002Fculture\u002Fanime-studio-ghibli","スタジオジブリ作品史 — 宮崎駿・高畑勲・鈴木敏夫が築いた40年",{"articleId":180,"path":181,"title":182},"culture-bonsai-art","\u002Farticles\u002Fculture\u002Fbonsai-art","盆栽の世界 — 小宇宙を育てる日本の芸術",{"articleId":184,"path":185,"title":186},"tech-cybozu-kintone-no-code","\u002Farticles\u002Ftech\u002Fcybozu-kintone-no-code","kintoneのローコード戦略 — 業務アプリを誰でも作れる仕組み",{"articleId":188,"path":189,"title":190},"living-denki-gas-suidou","\u002Farticles\u002Fliving-in-japan\u002Fdenki-gas-suidou","電気・ガス・水道の契約 — 引越し時のライフライン手続き",{"articleId":192,"path":193,"title":194},"tech-gree-mobile-game-ops","\u002Farticles\u002Ftech\u002Fgree-mobile-game-ops","GREEのモバイルゲーム運用 — リアルタイム対戦と決済の裏側",{"articleId":196,"path":197,"title":198},"culture-green-tea-types","\u002Farticles\u002Fculture\u002Fgreen-tea-types","日本茶の種類と淹れ方 — 煎茶・玉露・抹茶の違い",{"articleId":200,"path":201,"title":202},"living-gym-fitness","\u002Farticles\u002Fliving-in-japan\u002Fgym-fitness","ジムとフィットネスクラブ — 入会から解約までの実務ガイド",{"articleId":204,"path":205,"title":206},"living-internet-hikari","\u002Farticles\u002Fliving-in-japan\u002Finternet-hikari-keiyaku","光回線とネット契約 — フレッツ・NURO・auひかり比較",{"articleId":10,"path":208,"title":209},"\u002Farticles\u002Fliving-in-japan\u002Fjisha-de-kau","日本で不動産を買う — 外国人でも住宅ローンを組む方法",{"articleId":211,"path":212,"title":213},"exam-jlpt-n3-grammar","\u002Farticles\u002Fexams\u002Fjlpt-n3-grammar","JLPT N3 文法 — 初級から中級への橋渡し",{"articleId":215,"path":216,"title":217},"exam-jlpt-n3-vocab","\u002Farticles\u002Fexams\u002Fjlpt-n3-vocab","JLPT N3 語彙対策 — 1500語をどう攻略するか",{"articleId":219,"path":220,"title":221},"bj-job-gata-koyou","\u002Farticles\u002Fbusiness-japanese\u002Fjob-gata-koyou","ジョブ型雇用への移行 — メンバーシップ型からの脱却",{"articleId":223,"path":224,"title":225},"culture-kabuki-noh-bunraku","\u002Farticles\u002Fculture\u002Fkabuki-noh-bunraku","歌舞伎・能・文楽 — 日本三大伝統演劇の世界",{"articleId":227,"path":228,"title":229},"bj-karoushi-hatarakikata","\u002Farticles\u002Fbusiness-japanese\u002Fkaroushi-hatarakikata","過労死と働き方改革 — 残業規制の歴史と現状",{"articleId":231,"path":232,"title":233},"living-keitai-mobile-plan","\u002Farticles\u002Fliving-in-japan\u002Fkeitai-mobile-plan","携帯電話契約の選び方 — 大手キャリア・MVNO・eSIM完全ガイド",{"articleId":235,"path":236,"title":237},"living-konbini-atm-banking","\u002Farticles\u002Fliving-in-japan\u002Fkonbini-atm-banking","コンビニATMと電子マネー — 現金とキャッシュレスのハイブリッド生活",{"articleId":239,"path":240,"title":241},"living-kosodate-hoiku","\u002Farticles\u002Fliving-in-japan\u002Fkosodate-hoiku","子育て支援と保育園 — 児童手当・保活・無償化制度",{"articleId":243,"path":244,"title":245},"culture-nihon-teien","\u002Farticles\u002Fculture\u002Fnihon-teien","日本庭園の世界 — 池泉・枯山水・露地の様式",{"articleId":247,"path":248,"title":249},"bj-nomikai-survival","\u002Farticles\u002Fbusiness-japanese\u002Fnomikai-survival","飲み会・ノミニケーション完全攻略 — 新人エンジニアのサバイバルガイド",{"articleId":251,"path":252,"title":253},"tech-pixiv-image-cdn","\u002Farticles\u002Ftech\u002Fpixiv-image-cdn","pixivの画像配信基盤 — 数億イラストを世界に届ける技術",{"articleId":255,"path":256,"title":257},"culture-sake-shochu","\u002Farticles\u002Fculture\u002Fsake-shochu","日本酒と焼酎入門 — 製法・産地・飲み方の基礎",{"articleId":259,"path":260,"title":261},"bj-sankyu-ikukyu","\u002Farticles\u002Fbusiness-japanese\u002Fsankyu-ikukyu","産休・育休制度の実務 — 取得スケジュールと給付金",{"articleId":263,"path":264,"title":265},"tech-sansan-eight-platform","\u002Farticles\u002Ftech\u002Fsansan-eight-platform","Eight 名刺SaaSの基盤進化 — モバイルから法人向けプラットフォームへ",{"articleId":267,"path":268,"title":269},"culture-shichi-go-san","\u002Farticles\u002Fculture\u002Fshichi-go-san","七五三 — 子供の成長を祝う伝統行事",{"articleId":271,"path":272,"title":273},"bj-shukatsu-shinsotsu","\u002Farticles\u002Fbusiness-japanese\u002Fshukatsu-shinsotsu","新卒就活の流れ — エントリーシートから内定まで",{"articleId":275,"path":276,"title":277},"tech-smartnews-recommendation","\u002Farticles\u002Ftech\u002Fsmartnews-recommendation","SmartNewsの推薦システム — ニュースを最適化する機械学習",{"articleId":279,"path":280,"title":281},"bj-taishoku-todoke","\u002Farticles\u002Fbusiness-japanese\u002Ftaishoku-todoke","退職届と退職願 — 違いと書き方、円満退職への手順",{"articleId":283,"path":284,"title":285},"bj-telework-policy","\u002Farticles\u002Fbusiness-japanese\u002Ftelework-policy","テレワーク制度の現状 — コロナ後の在宅勤務とハイブリッド",{"articleId":287,"path":288,"title":289},"bj-tenshoku-resume","\u002Farticles\u002Fbusiness-japanese\u002Ftenshoku-resume","転職活動の進め方 — 履歴書と職務経歴書の書き方",{"articleId":291,"path":292,"title":293},"tech-yahoo-japan-search","\u002Farticles\u002Ftech\u002Fyahoo-japan-search","Yahoo! JAPAN検索の基盤 — 日本語特化の大規模検索システム",{"articleId":295,"path":296,"title":297},"culture-anime-business","\u002Farticles\u002Fculture\u002Fanime-business","アニメ・漫画文化と産業構造 — グローバル展開の現状",{"articleId":299,"path":300,"title":301},"exam-ap","\u002Farticles\u002Fexams\u002Fap","応用情報技術者試験 — 重点出題分野",{"articleId":303,"path":304,"title":305},"exam-aws-japan","\u002Farticles\u002Fexams\u002Faws-japan","AWS認定 — 日本語受験のコツ",{"articleId":307,"path":308,"title":309},"law-chosakuken","\u002Farticles\u002Flaw\u002Fchosakuken","著作権法 — エンジニアが知っておくべき基礎",{"articleId":311,"path":312,"title":313},"tech-cookpad-recipe-search","\u002Farticles\u002Ftech\u002Fcookpad-recipe-search-ranking","Cookpadのレシピ検索 — 学習to-rank実装",{"articleId":315,"path":316,"title":317},"tech-cybozu-kintone-api","\u002Farticles\u002Ftech\u002Fcybozu-kintone-api-design","kintone API設計の十年 — 後方互換性との戦い",{"articleId":319,"path":320,"title":321},"tech-dena-observability","\u002Farticles\u002Ftech\u002Fdena-mobile-game-observability","DeNAのモバイルゲーム監視基盤",{"articleId":323,"path":324,"title":325},"law-denshi-chouho","\u002Farticles\u002Flaw\u002Fdenshi-chouho","電子帳簿保存法 — スキャナ保存と電子取引保存の対応",{"articleId":327,"path":328,"title":329},"tech-digital-cho-cloud","\u002Farticles\u002Ftech\u002Fdigital-cho-government-cloud","デジタル庁ガバメントクラウド技術詳細",{"articleId":331,"path":332,"title":333},"exam-fe","\u002Farticles\u002Fexams\u002Ffe","基本情報技術者試験 — シラバス全体像",{"articleId":335,"path":336,"title":337},"tech-freee-accounting","\u002Farticles\u002Ftech\u002Ffreee-accounting-integrity","freeeの会計データ整合性 — 仕訳バランスの自動検証",{"articleId":339,"path":340,"title":341},"law-furiransu-hou","\u002Farticles\u002Flaw\u002Ffuriransu-hou","フリーランス保護法（2024年施行）— 取引適正化のポイント",{"articleId":343,"path":344,"title":345},"law-harassment","\u002Farticles\u002Flaw\u002Fharassment","ハラスメント関連法 — パワハラ・セクハラ・マタハラ防止義務",{"articleId":347,"path":348,"title":349},"tech-hatena-mackerel","\u002Farticles\u002Ftech\u002Fhatena-mackerel-alert-design","MackerelのAlert設計思想",{"articleId":351,"path":352,"title":353},"bj-hourensou","\u002Farticles\u002Fbusiness-japanese\u002Fhourensou","報・連・相 — 日本企業のコミュニケーションの基本",{"articleId":355,"path":356,"title":357},"bj-hyouka-mendan","\u002Farticles\u002Fbusiness-japanese\u002Fhyouka-mendan","評価面談の準備と振り返り",{"articleId":359,"path":360,"title":361},"law-invoice","\u002Farticles\u002Flaw\u002Finvoice-seido","インボイス制度の仕組みと実務 — 適格請求書発行事業者",{"articleId":363,"path":364,"title":365},"exam-it-passport","\u002Farticles\u002Fexams\u002Fit-passport","ITパスポート試験 — 概要と学習法",{"articleId":367,"path":368,"title":369},"culture-izakaya","\u002Farticles\u002Fculture\u002Fizakaya","居酒屋文化と乾杯のマナー — お通しから締めまで",{"articleId":371,"path":372,"title":373},"culture-j-league","\u002Farticles\u002Fculture\u002Fj-league","Jリーグの歴史と地域密着 — 1993年開幕から30年",{"articleId":375,"path":376,"title":377},"culture-jinja-tera","\u002Farticles\u002Fculture\u002Fjinja-tera","神社と寺の違い、参拝マナー",{"articleId":379,"path":380,"title":381},"exam-jlpt-n1-dokkai","\u002Farticles\u002Fexams\u002Fjlpt-n1-dokkai","JLPT N1 — 読解問題のアプローチ",{"articleId":383,"path":384,"title":385},"exam-jlpt-n2-business","\u002Farticles\u002Fexams\u002Fjlpt-n2-business","JLPT N2 — ビジネス語彙集中対策",{"articleId":387,"path":388,"title":389},"bj-kaigi-manner","\u002Farticles\u002Fbusiness-japanese\u002Fkaigi-manner","会議のマナーと進め方 — 司会から議事録まで",{"articleId":391,"path":392,"title":393},"living-kakutei-shinkoku","\u002Farticles\u002Fliving-in-japan\u002Fkakutei-shinkoku","確定申告の基本 — 給与所得・副業・控除",{"articleId":395,"path":396,"title":397},"bj-keigo-kihon","\u002Farticles\u002Fbusiness-japanese\u002Fkeigo-kihon","ビジネス敬語の基本 — 尊敬語・謙譲語・丁寧語の使い分け",{"articleId":399,"path":400,"title":401},"law-keihin-hyouji","\u002Farticles\u002Flaw\u002Fkeihin-hyouji","改正景品表示法とステマ規制 — マーケティングの法的注意点",{"articleId":403,"path":404,"title":405},"living-kenkou-hoken","\u002Farticles\u002Fliving-in-japan\u002Fkenkou-hoken","健康保険の入門 — 国保と社保の違い",{"articleId":407,"path":408,"title":409},"living-kosei-nenkin","\u002Farticles\u002Fliving-in-japan\u002Fkosei-nenkin","厚生年金と国民年金 — 老後の備えと現役の負担",{"articleId":411,"path":412,"title":413},"tech-line-llmops","\u002Farticles\u002Ftech\u002Fline-llmops","LINEのLLMOps — 大規模言語モデル運用の取り組み",{"articleId":415,"path":416,"title":417},"tech-line-streaming","\u002Farticles\u002Ftech\u002Fline-streaming","LINEの大規模リアルタイム配信基盤",{"articleId":419,"path":420,"title":421},"living-chintai-keiyaku","\u002Farticles\u002Fliving-in-japan\u002Fliving-chintai-keiyaku","賃貸契約と保証会社 — 礼金・敷金から保証料まで",{"articleId":423,"path":424,"title":425},"living-eijuken","\u002Farticles\u002Fliving-in-japan\u002Fliving-eijuken","永住権申請の最新基準 — 一般・高度専門職ルート比較",{"articleId":427,"path":428,"title":429},"living-engineer-visa","\u002Farticles\u002Fliving-in-japan\u002Fliving-engineer-visa","エンジニアの在留資格 — 「技術・人文知識・国際業務」ビザの取得手順",{"articleId":431,"path":432,"title":433},"living-ginkou-koza","\u002Farticles\u002Fliving-in-japan\u002Fliving-ginkou-koza","銀行口座開設とクレジットカード — 外国人エンジニアの実務",{"articleId":435,"path":436,"title":437},"living-hikkoshi-checklist","\u002Farticles\u002Fliving-in-japan\u002Fliving-hikkoshi-checklist","引越し手続きチェックリスト — 役所・ライフライン・住所変更",{"articleId":439,"path":440,"title":441},"living-koudo-senmon","\u002Farticles\u002Fliving-in-japan\u002Fliving-koudo-senmon","高度専門職ビザの実務 — ポイント制度と特権",{"articleId":443,"path":444,"title":445},"culture-matsuri","\u002Farticles\u002Fculture\u002Fmatsuri","日本の祭り — 季節と地域の象徴",{"articleId":447,"path":448,"title":449},"bj-meishi-koukan","\u002Farticles\u002Fbusiness-japanese\u002Fmeishi-koukan","名刺交換の作法 — 第一印象を決める数十秒",{"articleId":451,"path":452,"title":453},"tech-mercari-merpay-id","\u002Farticles\u002Ftech\u002Fmercari-merpay-id","メルペイのID基盤 — eKYC・本人確認の技術",{"articleId":455,"path":456,"title":457},"tech-mercari-microservices","\u002Farticles\u002Ftech\u002Fmercari-microservices-migration","Mercariのマイクロサービス移行 — モノリスから次世代へ",{"articleId":459,"path":460,"title":461},"tech-mf-multitenant","\u002Farticles\u002Ftech\u002Fmoneyforward-multitenant-saas","Money Forwardのマルチテナント設計 — データ分離とセキュリティ",{"articleId":463,"path":464,"title":465},"bj-nemawashi-ringi","\u002Farticles\u002Fbusiness-japanese\u002Fnemawashi-ringi","根回しと稟議 — 日本企業の意思決定の仕組み",{"articleId":467,"path":468,"title":469},"living-nenmatsu-chousei","\u002Farticles\u002Fliving-in-japan\u002Fnenmatsu-chousei","年末調整の仕組み — 会社員のための税精算",{"articleId":471,"path":472,"title":473},"bj-1on1","\u002Farticles\u002Fbusiness-japanese\u002Fone-on-one","1on1ミーティングの活用法 — 上司と部下の対話",{"articleId":475,"path":476,"title":477},"bj-online-kaigi","\u002Farticles\u002Fbusiness-japanese\u002Fonline-kaigi","オンライン会議のエチケット — Zoom時代のビジネスマナー",{"articleId":479,"path":480,"title":481},"culture-onsen","\u002Farticles\u002Fculture\u002Fonsen","温泉文化と入浴マナー — 名湯巡りの楽しみ方",{"articleId":483,"path":484,"title":485},"culture-pro-baseball","\u002Farticles\u002Fculture\u002Fpro-baseball","プロ野球と高校野球 — 国民的スポーツの二つの顔",{"articleId":487,"path":488,"title":489},"culture-ramen","\u002Farticles\u002Fculture\u002Framen","ラーメン地域ごとの違い — 札幌・博多・喜多方",{"articleId":491,"path":492,"title":493},"tech-recruit-data-platform","\u002Farticles\u002Ftech\u002Frecruit-data-platform","Recruit データ基盤刷新事例 — 数十サービスの統合",{"articleId":495,"path":496,"title":497},"law-roukikihou-kihon","\u002Farticles\u002Flaw\u002Froukikihou-kihon","労働基準法の基本 — 労働時間・休憩・残業規制",{"articleId":499,"path":500,"title":501},"culture-sado","\u002Farticles\u002Fculture\u002Fsado","茶道入門 — 千利休と侘び寂びの精神",{"articleId":503,"path":504,"title":505},"culture-sandou","\u002Farticles\u002Fculture\u002Fsandou","茶華書三道 — 日本の精神を体現する三つの道",{"articleId":507,"path":508,"title":509},"culture-seasonal-events","\u002Farticles\u002Fculture\u002Fseasonal-events","季節の行事 — 正月から年末まで日本の年中行事",{"articleId":511,"path":512,"title":513},"exam-sg","\u002Farticles\u002Fexams\u002Fsg","情報セキュリティマネジメント試験 — 管理者向けセキュリティ",{"articleId":515,"path":516,"title":517},"bj-shagai-mail","\u002Farticles\u002Fbusiness-japanese\u002Fshagai-mail","社外メールの書き方 — お詫び・依頼・確認",{"articleId":519,"path":520,"title":521},"bj-shanai-mail","\u002Farticles\u002Fbusiness-japanese\u002Fshanai-mail","社内メールの書き方 — 件名から結びまで",{"articleId":523,"path":524,"title":525},"culture-sumo","\u002Farticles\u002Fculture\u002Fsumo","大相撲 — 番付と力士の生活",{"articleId":527,"path":528,"title":529},"culture-sushi","\u002Farticles\u002Fculture\u002Fsushi","寿司の歴史と種類 — なれずしから江戸前まで",{"articleId":531,"path":532,"title":533},"culture-washoku","\u002Farticles\u002Fculture\u002Fwashoku","和食 — ユネスコ無形文化遺産と一汁三菜",{"articleId":535,"path":536,"title":537},"law-yuukyuu-kyuuka","\u002Farticles\u002Flaw\u002Fyuukyuu-kyuuka","有給休暇の取得ルールと最新改正",{"articleId":539,"path":540,"title":541},"kjh-k1-h04-anzen-kanri","\u002Farticles\u002Fkojin-joho-hogo%2Fkadai-1\u002Fanzen-kanri","課題Ⅰ 第４編① 個人データに関する義務 ― 正確性の確保・安全管理措置・漏えい報告",{"articleId":543,"path":544,"title":545},"bill-one-auth","\u002Farticles\u002Fsoftware%2Fcompanies%2Fsansan\u002Fbill-one-auth","インボイス管理サービスBill Oneの認証を内製認証基盤に置き換えて認証基盤のコストを削減した話",{"articleId":547,"path":548,"title":549},"contract-one-vision","\u002Farticles\u002Fsoftware%2Fcompanies%2Fsansan\u002Fcontract-one-vision","契約書を\"意思決定のインフラ\"に──Contract Oneで挑む、新たな価値創造",{"articleId":551,"path":552,"title":553},"kjh-k1-h04-daisan-sha-teikyou","\u002Farticles\u002Fkojin-joho-hogo%2Fkadai-1\u002Fdaisan-sha-teikyou","課題Ⅰ 第４編② 第三者提供の制限 ― 同意・オプトアウト・非該当類型",{"articleId":555,"path":556,"title":557},"eight-web-renewal","\u002Farticles\u002Fsoftware%2Fcompanies%2Fsansan\u002Feight-web-renewal","Web版Eightのリニューアルと、安全なリリースのための取り組み",{"articleId":559,"path":560,"title":561},"kjh-k1-h04-gaikoku-kiroku","\u002Farticles\u002Fkojin-joho-hogo%2Fkadai-1\u002Fgaikoku-kiroku","課題Ⅰ 第４編③ 外国にある第三者への提供の制限・記録義務・確認義務（法28条〜30条）",{"articleId":563,"path":564,"title":565},"kjh-k2-h04-gijutsu-jisshi","\u002Farticles\u002Fkojin-joho-hogo%2Fkadai-2\u002Fgijutsu-jisshi","課題Ⅱ 第４編② 技術的安全管理措置の実施項目",{"articleId":567,"path":568,"title":569},"kjh-k2-h04-gijutsu-kiso","\u002Farticles\u002Fkojin-joho-hogo%2Fkadai-2\u002Fgijutsu-kiso","課題Ⅱ 第４編① 技術的セキュリティ対策の基礎知識",{"articleId":571,"path":572,"title":573},"kjh-k1-h01-hotaikei","\u002Farticles\u002Fkojin-joho-hogo%2Fkadai-1\u002Fhotaikei","課題Ⅰ 第１編 個人情報保護の法体系と各種認定制度",{"articleId":575,"path":576,"title":577},"kjh-k1-h06-hoyu-data","\u002Farticles\u002Fkojin-joho-hogo%2Fkadai-1\u002Fhoyu-data","課題Ⅰ 第６編 保有個人データに関する義務",{"articleId":579,"path":580,"title":581},"kjh-k1-h07-kamei-kakou","\u002Farticles\u002Fkojin-joho-hogo%2Fkadai-1\u002Fkamei-kakou","課題Ⅰ 第７編 仮名加工情報（法41条・42条）",{"articleId":583,"path":584,"title":585},"kjh-k1-h05-kanren-joho","\u002Farticles\u002Fkojin-joho-hogo%2Fkadai-1\u002Fkanren-joho","課題Ⅰ 第５編 個人関連情報に関する義務（法31条）",{"articleId":587,"path":588,"title":589},"kjh-k1-h02-kihon-rinen","\u002Farticles\u002Fkojin-joho-hogo%2Fkadai-1\u002Fkihon-rinen","課題Ⅰ 第２編 個人情報保護法の目的・基本理念と用語の定義",{"articleId":591,"path":592,"title":593},"kjh-k1-h09-jikkousei","\u002Farticles\u002Fkojin-joho-hogo%2Fkadai-1\u002Fkjh-k1-h09-jikkousei","課題Ⅰ 第９編 実効性を担保する仕組み等",{"articleId":595,"path":596,"title":597},"kjh-k1-h10-gyousei","\u002Farticles\u002Fkojin-joho-hogo%2Fkadai-1\u002Fkjh-k1-h10-gyousei","課題Ⅰ 第10編 行政機関等における個人情報等の取扱い",{"articleId":599,"path":600,"title":601},"kjh-k1-h11-my-number-hogo","\u002Farticles\u002Fkojin-joho-hogo%2Fkadai-1\u002Fkjh-k1-h11-my-number-hogo","課題Ⅰ 第11編② マイナンバー法 ― 特定個人情報の提供制限・保護・監督・罰則（法19条〜57条）",{"articleId":603,"path":604,"title":605},"kjh-k1-h11-my-number-sousoku","\u002Farticles\u002Fkojin-joho-hogo%2Fkadai-1\u002Fkjh-k1-h11-my-number-sousoku","課題Ⅰ 第11編① マイナンバー法 ― 総則・個人番号・個人番号カード（法1条〜18条の5）",{"articleId":607,"path":608,"title":609},"kjh-k2-h01-guideline","\u002Farticles\u002Fkojin-joho-hogo%2Fkadai-2\u002Fkjh-k2-h01-guideline","課題Ⅱ 第１編② セキュリティ対策基準とガイドライン",{"articleId":611,"path":612,"title":613},"kjh-k2-h01-security-kiso","\u002Farticles\u002Fkojin-joho-hogo%2Fkadai-2\u002Fkjh-k2-h01-security-kiso","課題Ⅱ 第１編① 情報セキュリティの基礎と脅威",{"articleId":615,"path":616,"title":617},"kjh-k2-h02-anzen-kanri-sochi","\u002Farticles\u002Fkojin-joho-hogo%2Fkadai-2\u002Fkjh-k2-h02-anzen-kanri-sochi","課題Ⅱ 第２編② 組織的・人的セキュリティ ― 安全管理措置・委託先監督・事故対応",{"articleId":619,"path":620,"title":621},"kjh-k2-h02-soshiki-kiso","\u002Farticles\u002Fkojin-joho-hogo%2Fkadai-2\u002Fkjh-k2-h02-soshiki-kiso","課題Ⅱ 第２編① 組織的・人的セキュリティ ― 基本方針の策定からリスク管理・規程整備まで",{"articleId":623,"path":624,"title":625},"kjh-k2-h03-office","\u002Farticles\u002Fkojin-joho-hogo%2Fkadai-2\u002Foffice","課題Ⅱ 第３編 オフィスセキュリティ",{"articleId":627,"path":628,"title":629},"kjh-k1-h03-riyou-mokuteki","\u002Farticles\u002Fkojin-joho-hogo%2Fkadai-1\u002Friyou-mokuteki","課題Ⅰ 第３編① 利用目的の特定・変更と利用目的による制限、不適正な利用の禁止",{"articleId":631,"path":632,"title":633},"sansan-data-intelligence","\u002Farticles\u002Fsoftware%2Fcompanies%2Fsansan\u002Fsansan-data-intelligence","Sansan Data Intelligenceリリースに寄せて",{"articleId":635,"path":636,"title":637},"sansan-engineer-team-infra","\u002Farticles\u002Fsoftware%2Fcompanies%2Fsansan\u002Fsansan-engineer-team-infra","Sansan Engineer Team：インフラ戦略部",{"articleId":639,"path":640,"title":641},"sansan-honne-15","\u002Farticles\u002Fsoftware%2Fcompanies%2Fsansan\u002Fsansan-honne-15","入社後のホンネ［技術本部 データ戦略部 Infrastructureグループ 渡邉 友］",{"articleId":643,"path":644,"title":645},"sansan-interview-110","\u002Farticles\u002Fsoftware%2Fcompanies%2Fsansan\u002Fsansan-interview-110","SIer出身者が活躍する理由とは。Sansanを牽引するプロダクト開発に挑み続ける",{"articleId":647,"path":648,"title":649},"sansan-interview-126","\u002Farticles\u002Fsoftware%2Fcompanies%2Fsansan\u002Fsansan-interview-126","AIと協働する開発組織、そして技術の深化。Sansan 新CTO笹川が語るビジョン",{"articleId":651,"path":652,"title":653},"sansan-interview-127","\u002Farticles\u002Fsoftware%2Fcompanies%2Fsansan\u002Fsansan-interview-127","Sansanの技術基盤を関西から築く。新設組織で未来を創る、エンジニアの挑戦",{"articleId":655,"path":656,"title":657},"sansan-interview-130","\u002Farticles\u002Fsoftware%2Fcompanies%2Fsansan\u002Fsansan-interview-130","Sansanの全社基盤を支えるPlatform Engineering Unitの挑戦",{"articleId":659,"path":660,"title":661},"sansan-interview-40","\u002Farticles\u002Fsoftware%2Fcompanies%2Fsansan\u002Fsansan-interview-40","膨大な量のデータを平然と処理する。Sansanのインフラのすごさが、そこに表れている。",{"articleId":663,"path":664,"title":665},"sansan-oyaco","\u002Farticles\u002Fsoftware%2Fcompanies%2Fsansan\u002Fsansan-oyaco","仕事と子育ての両立を支援する制度「OYACO」",{"articleId":667,"path":668,"title":669},"kjh-k1-h03-tekisei-shutoku","\u002Farticles\u002Fkojin-joho-hogo%2Fkadai-1\u002Ftekisei-shutoku","課題Ⅰ 第３編② 適正な取得・要配慮個人情報・利用目的の通知",{"articleId":671,"path":672,"title":673},"kjh-k1-h08-tokumei-kakou","\u002Farticles\u002Fkojin-joho-hogo%2Fkadai-1\u002Ftokumei-kakou","課題Ⅰ 第８編 匿名加工情報に関する義務等（法43条〜46条）"]